Guiding You Home

Lowball Offers – are They Worth your Time?

By Nancy Warren | Sep 26, 2023

I’m going to say thumbs down on Lowball Offers. 👎🏻 Submitting a lowball offer to early in the process can actually come off as insulting to the seller. If you are wanting to put in an offer that will get accepted, I highly suggest not putting in a lowball offer during the first few weeks […]

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There’s Something You Should Know About Property Taxes

By Nancy Warren | Sep 12, 2023

  Let’s talk about Property Taxes!   Are you filling for Homestead or Non-Homestead tax rates? 🏠   If you are a primary resident in the state of Vermont you want to make sure you are paying the Homestead Tax rates, you are actually paying more if you are filing for Non-Homestead Tax rates. It […]

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Guiding You Home isn’t Just a Slogan… It’s my Job!

By Nancy Warren | Aug 29, 2023

Do you love guides as much as I do? As a Vermont Realtor having a physical checklist helps me to get stuff done! Sometimes the real estate processes can be confusing and become overwhelming. However, I have a guide for you that will make the process easier! If you’re looking for a sellers, buyers, renters, […]

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Don’t be Startled at Closing- Vermont Property Transfer Tax

By Nancy Warren | Aug 22, 2023

Have you ever heard of the Vermont Property Transfer Tax? 🏠 Every buyer pays it when they transfer title at the time of closing. Often times people aren’t aware that this is a part of their closing cost, so it’s important to understand how it works!   If you have any questions on this process, […]

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What is a lending point

Ongoing Costs of Buying a Home

By Nancy Warren | Aug 15, 2023

Something that often gets over looked when buying a home are the ongoing purchases that come with the home after buying! 🏠   Yes, there is mortgage, taxes, and insurance! However, it is important to keep in mind that typically you want to spend 1 to 3 percent of the value of the home on […]

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housing market in burlington, vermont

Housing Market in Burlington, Vermont

By Nancy Warren | Apr 21, 2023

Curious to know where is the housing market is headed in Burlington, Vermont? As the market shifts from the frenzy of last year, today buyer activity is down and housing inventory is up. See graphic reference below for more details:   That is a big change from where we were last year and it has […]

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Interest rates inflation vermont

Inflation and Interest Rates – Burlington, Vermont

By Nancy Warren | Apr 18, 2023

As inflation rose this year, interest rates has climbed significantly too. How do inflation and interest rates in Burlington, Vermont relate to each other? According to the latest data from The National Association of Realtors today, the typical monthly mortgage payment is now almost $700 higher that it was a year ago. Surely, that will […]

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What is a lending point

What is a Lending Point – A Homebuyer’s Tip

By Nancy Warren | Apr 17, 2023

What is a Lending Point?  A lending point is a fee that a home buyer pays to the lender in exchange for a lower interest rate. This is called “buying down the rate.” In essence, you pay some interest up front in exchange for a loan with a reduced interest rate overall. One percent of […]

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Tips for Homebuyers in Burlington, Vermont

Tips for Homebuyers in Burlington, Vermont

By Nancy Warren | Mar 24, 2023

One of the tips I always say to homebuyers in Burlington, Vermont is that as you start your search, it’s important to keep in mind that buying a home is not just a simple transaction, but rather a journey that requires patience, open-mindedness, and often, an investment. As realtors, we’ve seen it all, and we […]

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